Business Development

Small house surrounded by US dollar bills.

How to make money in Real Estate

Curious to learn more about how to make money in real estate? Are you itching to invest? We don’t blame you—real estate can be a solid investment as part of an overall portfolio, and a great way to ramp up cash flow. But what’s the best way to invest in real estate—without too much risk? There are two main real estate investing strategies: Fix and flip, or buy and lease out your real estate...

Couple embracing in front of house.

Mortgage interest rates expected to drop in 2023—here’s by how much

 monkeybusinessimages | Getty After home financing costs nearly doubled in 2022, some relief is in sight for potential homebuyers in 2023. The interest rate for a 30-year fixed-rate mortgage in the U.S. is expected to drop to 5.25% by the end of this year, according to a forecast by the financial services website Bankrate. That’s 1.49 percentage points lower than the current rate, and nearly...

Rejected loan application crumpled on table.

Is a Mortgage Pre-Approval Letter Necessary To Make An Offer on a House?

Do you need a mortgage pre-approval letter to make an offer on a house? You know you need to get your financial ducks in a row before looking at homes, but does that include securing a pre-approval letter from the bank?The truth is, in today’s super competitive housing market, getting pre-approved can actually improve your chances of falling into the sellers’ good graces, and you’ll want to get it...

Family looking out a window in a new home.

4 Surprising Reasons Homebuyers’ Real Estate Deals Fall Through Today: Could Yours Be Next?

Owning a home is the American dream, but at the moment it’s more like home buying cancel culture.According to a 2022 survey by home warranty site Cinch Home Services of 1,000 Americans who have tried to buy or sell a home in the past year, more than half of buyers (51%) say they had a home purchase contract fall through in that time period.Why is this happening—and what can you do to make sure that...

Woman holding a red sold sign.

Mortgage rates surpass 6 percent for the first time since 2008!

Mortgage rates shot above 6 percent this week for the first time in 14 years as inflation has remained resistant to the Federal Reserve’s efforts to tamp it down. The dramatically swift escalation has chilled what had been a hot U.S. housing market, increasing pressure on an economy plagued by unremitting inflation. The 30-year fixed-rate mortgage — the most popular home loan product — soared to...

Couple signing papers with realtor.

Can’t Afford the Home You Could a Year Ago? Don’t Worry, Here’s What To Do!

Are you a prospective homebuyer who started saving for a home last year—only to find that with this year’s financial instability, a home seems impossible to afford?We hear you.“Buyers have reached the limit of their financial ability to handle the impact of high inflation, house prices, and interest rates,” says George Ratiu, manager of economic research at Realtor.com®.But while it’s true that...

Infographic comparing renting vs buying a house.

Should I Rent or Should I buy?

You Need to Know that: It’s worth considering the many benefits of homeownership before you make the decision to rent or buy a home. When you buy, you can stabilize your housing costs, own a tangible asset, and grow your net worth as you gain equity. When you rent, you face rising housing costs, won’t see a return on your investment, and limit your ability to save. If you want to learn more about...

A family moving into a new home.

Why Are People Moving Today?

Buying a home is a major life decision. That’s true whether you’re purchasing for the first time or selling your house to fuel a move. And if you’re planning to buy a home, you might be hearing about today’s shifting market and wondering what it means for you. While mortgage rates are higher than they were at the start of the year and home prices are rising, you shouldn’t put your plans on hold...

People releasing lanterns into the night sky.

What is the Origin of Mid-Autumn Festival? A brief history.

The Mid-Autumn Festival has a history of more than 3,000 years. It was derived from the custom of Chinese emperors worshipping the moon during the Zhou Dynasty. The Mid-autumn Festival first appeared as a festival during the Song dynasty. Nowadays, it has become a Chinese public holiday and has been China's second-most-important festival. Originated in the Zhou Dynasty (1045 – 221 BC) moon...

Steamed, wiped, and baked mooncakes.

Quick and Easy Mooncake Recipe for this coming Mid-Autumn Festival

Mooncake is the indispensable Chinese dessert served during the mid-autumn festival which falls on the 15th of August of the Chinese lunar calendar. This is the perfect time for me to share with you the mooncake recipe that I have just made. The style and purpose of this festive dessert have evolved considerably in the modern day. Various cake shops and restaurants produce mooncakes with different...

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